Risk analysis
We have long since outgrown the function of a typical sales agent.

This has been achieved through understanding the detail and individual needs of our customers through a profound risk analysis.

Consulting & Conception
We believe consulting should be just as individual as our clients.

Middle-market companies and great achievers have always been the focus of our clientele. With this in mind we are fully aware that: middle-market companies are very different from each other. Our principle is that every client needs a customized product.

Policy Optimisation
Insurance policies are constantly evolving.

Technological or operative changes frequently have far-reaching consequences for your actuarial needs. To save you from losses, Gayen & Berns · Homann provides you with advice and updates to your insurance policy. On a frequent basis we review, together with you, your current policies for optimisation potentials. In the event of changes in law that require adjustment of your insurance coverage, we will keep you informed and prepare suitable proposals.

Personal Consulting
Personal Consulting creates trust.

Realising the results of an analysis in a concept that fits the client’s needs, and implementing the concept, is a matter of expertise and individual consulting. From the consultant, this requires a high measure of identification with the client. From the client, this requires a high level of trust. None of which grow instantly. Experience led to another golden business rule: Personal consulting in loyal continuity. Each of our clients has an Account Executive who knows the whole account, knows all transactions, and who takes care of everything – continuously and directly.

Claims Management
Of course we consult our clients in the event of a claim.

Our service does not end where the worries of our clients begin. No matter if it’s a property claim or liability claim. Our claims managers support our clients with their full competence and experience, and handle the claim from start to finish.